I'm the same as Joe. I much prefer to have something tangeable to own, that I have paid my money for. That is why I don't use download servicese like iTunes, because it's (for the most part) super DRM'd, and not *really* something that you actually own.If I'm paying for music, then I want to have something to show for it. Plus you sometimes get nice freebies! ;)Main factor though is that I just can't afford it. I can't afford to go out and buy a CD that I may not like anyway, so I at least try and listen one way or another first before I make a purchase decision.