Lol nasty.My first year the car was registered under my mum, and she was the policyholder, I was a simple named driver, and it cost us £1,500.This year we changed the car to my name, I was policyholder.. it would've cost £1,300.. adding my mum as a named driver, even though she never ever drives it reduced it to under £750. Always worth fiddling about with whos registered and policyholders etc, as it makes a hell of a difference.